BSA/AML requirements, OFAC screening, FinCEN guidance, and compliance operations — written for neobanks, crypto platforms, and high-risk fintechs.
New York is not just the largest financial center in the United States — it is also the jurisdiction where fintech regulatory interpretation is most closely watched. NY DFS, the Federal Reserve Bank of New York, and the concentration of banking compliance legal expertise in lower Manhattan make NYC a compliance bellwether for digital banks nationwide.
Read article →AML examinations follow a consistent pattern. This checklist covers the documentation, program evidence, and operational records that examiners typically request.
10 min readEnhanced Due Diligence has two components that fintech compliance programs frequently underinvest in: PEP screening and beneficial ownership verification for legal entities.
7 min readFATF's Travel Rule requires VASPs to share sender and beneficiary information for transactions above threshold amounts. US and international implementation requirements differ significantly.
8 min readThere is a way to reduce the compliance-vs-conversion tradeoff — if you understand where KYC friction actually comes from and which false positives are costing you the most.
6 min readCommon gaps in OFAC screening coverage, matching logic, and documentation leave fintech programs exposed. Here is what examiners actually look at.
9 min readFinCEN's CDD Rule requires covered financial institutions to collect beneficial ownership information and apply a risk-based approach to customer verification.
7 min readNeobanks face the same Bank Secrecy Act obligations as traditional financial institutions — but without the compliance infrastructure teams that big banks have spent decades building.
8 min readNew articles on BSA/AML requirements, FinCEN guidance updates, and KYC operations — delivered when we publish. No sales cadence.
